banking

Analyse an AML alert, identify typologies, apply the disposition decision tree, and draft a SAR if warranted.

Calculate Basel III/IV capital ratios, assess buffer compliance, and determine MDA headroom for a given jurisdiction.

Calculate IFRS 9 Expected Credit Loss for a facility or portfolio, applying jurisdiction-specific rules and scenario weighting.

Perform bank reconciliation (nostro, suspense, IFRS 9 provision, GL-to-risk), apply matching hierarchy, classify breaks, and prescribe resolution actions.

Activate for: CDD, EDD, customer due diligence, enhanced due diligence, simplified due diligence, KYC, know your customer, customer onboarding, source of wealth, source of funds, PEP, politically exposed person, beneficial ownership, UBO, corporate structure, ongoing monitoring. NOT for: personal finance advice or retail banking product recommendations, tax compliance or tax residency determinations, credit underwriting decisions.

Activate for: SAR, STR, suspicious activity report, suspicious transaction report, NCA, FinCEN, AUSTRAC, SAR narrative, SAR drafting, SAR format, MLRO, money laundering reporting officer, tipping-off, consent SAR, defence SAR. NOT for: transaction monitoring alert triage (use aml-typologies), customer due diligence or KYC onboarding (use aml-cdd-edd), sanctions screening (use sanctions-screening).

Activate for: AML alert, transaction monitoring, suspicious activity, money laundering, structuring, smurfing, round-tripping, layering, placement, integration, typology, red flag, velocity alert, geographic anomaly, TBML, trade-based money laundering, network analysis, PEP alert. NOT for: SAR/STR drafting or filing (use aml-sar-drafting), customer onboarding or KYC documentation (use aml-cdd-edd), sanctions list screening (use sanctions-screening).

Activate for: bank reconciliation, nostro reconciliation, suspense account, GL reconciliation, provision reconciliation, inter-company reconciliation, nostro break, unmatched item, reconciling item, MT940, MT950, MT942, aged items, reconciliation certificate, suspense clearing, four-way reconciliation, IFRS 9 provision reconciliation, settlement break, trade reconciliation, position break, GL-to-risk reconciliation. NOT for: IFRS 9 ECL model calculation (use ifrs9-ecl), capital adequacy reporting (use basel-capital), AML transaction monitoring (use aml-typologies).

Routes banking regulatory queries to the correct product skill and jurisdiction overlay. Activate for any query involving IFRS 9, ECL, expected credit loss, Stage 1, Stage 2, Stage 3, SICR, PD, LGD, EAD, Basel III, Basel IV, CET1, RWA, capital ratio, LCR, NSFR, HQLA, ICAAP, stress test, AML, KYC, CDD, EDD, SAR, STR, sanctions, OFAC, HMT, PEP, FATF, reconciliation, nostro, suspense, FRTB, market risk RWA. Covers 7 jurisdictions across multiple regulatory regimes (PRA, ECB/EBA, Fed/OCC, APRA, MAS, CBUAE, SBP).

2 hooks across 2 events