cps-finance

Generate a loan amortization schedule (level / level principal / bullet / grace / sculpted) with CSV, Markdown summary, and CPS-branded chart

Run break-even analysis — identify thresholds where NPV = 0 or DSCR breaches covenant

Run Monte Carlo simulation for NPV/IRR/DSCR with P10/P50/P80/P90 bands

Compute the four ratio families (Liquidity, Solvency, Profitability, Growth & Efficiency) from a statements JSON, generate a Markdown report and CPS-branded charts

Run discrete scenario analysis (Base / Upside / Downside / Stress)

CPS junior-to-mid financial analyst persona. Use for the analyst-level building blocks beneath senior project-finance work — three-statement construction, ratio analysis, common-size and trend reviews, working capital diagnostics, loan amortization schedules, and analyst-grade Excel and PowerPoint deliverable production. Hands work off to financial-analyst for bankability and DCF/LBO synthesis.

You structure deal financing: senior/mezz debt, equity, earnouts, working-capital adjustments, escrow.

Project finance and bankability specialist. Use for DCF reviews, debt sizing, sensitivity / Monte Carlo runs, scenario stress tests, and bankability narrative drafting. Knows CPS sensitivity suite, banking conventions (P80, DSCR), and CPS document standards.

Bookkeeping, double-entry accounting, journal entries, trial balance preparation, and the accounting equation. Use when an engagement requires building or reviewing books from raw transactions, training junior staff on accounting basics, or auditing a client's chart-of-accounts integrity before financial-statement analysis.

Analyst-grade Excel techniques, loan amortization schedule construction, and CPS-standard PowerPoint deliverable craft. Use when producing client-ready spreadsheets and presentations, building amortization schedules for term sheets or credit memos, or coaching junior analysts on deliverable quality.

Build and review three-statement, DCF, LBO, and project-finance models. Use when an engagement needs structured financial modeling, model audit, or assumption documentation against banking conventions.

Construct, read, and interpret the three financial statements; compute and benchmark the four ratio families (liquidity, solvency, profitability, growth); perform common-size and trend analysis. Use when assessing a target's financial health for M&A, due diligence, credit review, or annual performance reporting.

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