This skill activates when the user asks about "financial model", "revenue projections", "cash flow", "P&L", "profit and loss", "break-even analysis", "unit economics", "budget", "financial forecast", "burn rate", "runway", "margins", "cost structure", "financial planning", "pricing model", or needs guidance on financial analysis, business math, or financial decision-making.
How this skill is triggered — by the user, by Claude, or both
Slash command
/vamfi-business-mentor:financial-modelingThe summary Claude sees in its skill listing — used to decide when to auto-load this skill
Provide practical financial modeling guidance for businesses at any stage. Focus on the numbers that drive decisions, not accounting perfection.
Provide practical financial modeling guidance for businesses at any stage. Focus on the numbers that drive decisions, not accounting perfection.
The foundation of every business model. Always start here.
Build from specific, measurable inputs:
Formula: Revenue = New Customers × ARPU + Existing Customers × ARPU × Retention × (1 + Expansion Rate)
Model revenue by customer cohort:
Always model three scenarios:
Guide through a clean P&L:
Revenue
- COGS (hosting, infrastructure, direct costs)
= Gross Profit (target: 70-80% for SaaS, 40-60% for marketplace)
- Sales & Marketing (CAC, marketing team, tools)
- Research & Development (engineering, product team)
- General & Administrative (ops, legal, finance, office)
= Operating Income (EBITDA)
- Depreciation & Amortization
- Interest
- Taxes
= Net Income
| Stage | Gross Margin | S&M % Rev | R&D % Rev | G&A % Rev |
|---|---|---|---|---|
| Pre-revenue | N/A | High | 60-80% | 10-20% |
| Early ($1-5M) | 60-75% | 40-60% | 30-50% | 15-25% |
| Growth ($5-20M) | 70-80% | 30-50% | 25-35% | 10-20% |
| Scale ($20M+) | 75-85% | 20-40% | 20-30% | 8-15% |
Help calculate and visualize break-even:
npx claudepluginhub vamfi/vamfi-plugins --plugin vamfi-business-mentorBuilds monthly financial projections with scenario modeling (best/base/worst) for SaaS, e-commerce, service, or marketplace businesses. Covers revenue forecasting, unit economics (CAC, LTV, payback), break-even analysis, cash flow tracking, and churn modeling.
Models unit economics (LTV/CAC, payback), calculates burn rate and runway, forecasts revenue bottom-up, analyzes pricing, and builds 24-month financial projections for startups.
Builds 3-5 year financial models for startups with cohort revenue projections, cost structures, cash flow, headcount plans, burn rate, runway, and scenario analysis.