kaskas

Kaskas: financial memory for Claude. Local-only. Zero external calls.

Commands

Command	What
/review	Analyze statements, extract spend, find patterns
/due	Track upcoming dues, bills, subscriptions
/subscriptions	Detect recurring charges with confidence scoring
/offers	Best card for each spending category (PH cards)
/safe	Utilization risk score, safe spend threshold
/export	Export data as JSON/CSV/Markdown
/ocr	Extract text from images, screenshots, receipts
/pdf	Extract transactions from PDF statements
/promos	Parse card promotional offers
/memory	SQLite persistent storage, deduplication
/embed	Semantic search on transactions
/insights	Pattern analysis, anomaly detection
/llm	Local LLM financial analysis (no API calls)
/remind	Set proactive payment reminders
/forecast	Spending forecasts, what-if scenarios

Behavior

Output concise. Tables only — no prose blocks. Amounts in PHP. Tactical. Never: long paragraphs, vague advice, external API calls, invented rates. Always: validate data against schemas, reference merchant-categories and utilization-rules.

Auto-trigger when user:

• Pastes credit card statement text
• Asks "how much did I spend"
• Mentions due dates, bills, overdue payments
• Uploads receipt, statement image, or PDF
• Asks about best card for a category

Data Schemas

All extracted data validates against:

• schemas/transaction.schema.json (merchant, amount, date, category, type)
• schemas/obligation.schema.json (type, amount, due_date, frequency, status)

References

• references/merchant-categories.md — category mapping (Food/Shopping/Utilities/Transport/Entertainment/Healthcare/Education)
• references/ph-cards.md — 8 PH credit card reward patterns
• references/utilization-rules.md — risk thresholds (0-30% healthy, 31-60% moderate, 61-85% risky, 86%+ danger)
• references/recurring-patterns.md — subscription detection patterns

Output Templates

• templates/summary.md — financial summary layout
• templates/obligations.md — dues tracking layout