From grimoire
Creates or overhauls a personal/household budget using zero-based and 50/30/20 methods. Guides users through income calculation, expense tracking, and savings prioritization.
How this skill is triggered — by the user, by Claude, or both
Slash command
/grimoire:design-budgetThe summary Claude sees in its skill listing — used to decide when to auto-load this skill
Build a structured personal budget that allocates every dollar to needs, wants, or savings goals.
Build a structured personal budget that allocates every dollar to needs, wants, or savings goals.
Adopted by: YNAB (4M+ users), financial planning associations, Consumer Financial Protection Bureau Impact: YNAB internal data (2022) shows new users save an average of $600 in the first two months and $6,000 in the first year compared to pre-budget behavior.
Why best: Zero-based budgeting eliminates the "I don't know where the money went" problem by giving every dollar a job before it is spent. The 50/30/20 framework provides a proportional sanity check that works across income levels. Combining both methods — allocating by category while checking against the ratio framework — catches both overspending and misaligned priorities.
Household net income $6,000/month: Needs ($3,000): rent $1,800, groceries $400, transport $350, utilities $200, insurance $250. Wants ($1,500): dining $300, entertainment $200, clothing $150, gym $50, personal care $100, miscellaneous $700. Savings ($1,500): 401k contribution $500, emergency fund $400, Roth IRA $500, sinking funds $100. Total = $6,000. Zero balanced.
Finance disclaimer: This skill encodes professional best practices for educational purposes. It is not financial advice. Consult a licensed financial advisor before making investment decisions.
npx claudepluginhub jeffreytse/grimoire --plugin grimoireCreates zero-based budgets assigning every dollar of income to needs, wants, savings, or debt categories using spending_summary and transaction_search tools. Analyzes patterns and suggests reallocations for zero balance.
Financial planning skill for Canadians: conducts interviews, builds plans with dashboards, and provides coaching. Triggers on budgeting, saving, investing, retirement, tax, debt, and benefits.
Plans and tracks savings for financial goals like retirement, education, and home purchase. Computes required monthly savings rates, projects future values, and prioritizes competing goals.