finserv

FINSERV — Financial Services Industry

Industry overview

Code: FINSERV Description: Banking / insurance / fintech engagements — AML, KYC, Basel III, payments modernization, fraud programs.

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Skills index

#	Skill	Command	Purpose
1	AML Readiness	/cps-ind-finserv:aml-readiness	Assess AML program maturity (transaction monitoring, sanctions screening, SAR filing) against FATF and local regulator expectations.
2	KYC Program Design	/cps-ind-finserv:kyc-program	Design or refresh KYC program: customer risk rating, EDD triggers, ongoing monitoring.
3	Basel III Gap	/cps-ind-finserv:basel-iii-gap	Map current capital, liquidity, and leverage ratios against Basel III requirements (CET1, LCR, NSFR).
4	Payments Modernization	/cps-ind-finserv:payments-modernization	Assess payment rails (ACH, RTP, ISO 20022) and design modernization roadmap.
5	Fraud Program	/cps-ind-finserv:fraud-program	Assess fraud detection program (rules + ML), false-positive rates, customer impact.

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Skill 1: AML Readiness

Command: /cps-ind-finserv:aml-readiness

Purpose

Assess AML program maturity (transaction monitoring, sanctions screening, SAR filing) against FATF and local regulator expectations.

Inputs required

client:
  name: "Client Name"
  industry: "finserv"
context:
  in_scope: ["explicit scope items"]
  constraints: ["regulatory deadlines", "stakeholder commitments"]
references:
  - "Prior deliverable / regulator filings"
  - "Peer benchmarks"

Methodology

1. Frame. Map the request to the relevant Financial Services Industry regulator / standard.
2. Gather. Pull current-state evidence — filings, prior audits, interviews.
3. Score. Apply the standard rubric (don't invent one).
4. Synthesize. Author deliverable with severity-ranked gaps + remediation plan.
5. Validate. Run /cps:verify-quality and address all flagged items.

Output shape

A CPS-branded AML Readiness deliverable in 05_Deliverables_Final/. Pyramid-Principle structured, sourced, and reviewed.

Quality checklist

• AML findings reference FATF recommendation numbers and local regulator (FinCEN, FCA, MAS, SAMA, etc.)
• KYC program tiered by customer risk; EDD triggers documented
• Basel III ratios computed with explicit RWA methodology

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Skill 2: KYC Program Design

Command: /cps-ind-finserv:kyc-program

Purpose

Design or refresh KYC program: customer risk rating, EDD triggers, ongoing monitoring.

Inputs required

client:
  name: "Client Name"
  industry: "finserv"
context:
  in_scope: ["explicit scope items"]
  constraints: ["regulatory deadlines", "stakeholder commitments"]
references:
  - "Prior deliverable / regulator filings"
  - "Peer benchmarks"

Methodology

1. Frame. Map the request to the relevant Financial Services Industry regulator / standard.
2. Gather. Pull current-state evidence — filings, prior audits, interviews.
3. Score. Apply the standard rubric (don't invent one).
4. Synthesize. Author deliverable with severity-ranked gaps + remediation plan.
5. Validate. Run /cps:verify-quality and address all flagged items.

Output shape

A CPS-branded KYC Program Design deliverable in 05_Deliverables_Final/. Pyramid-Principle structured, sourced, and reviewed.

Quality checklist

• AML findings reference FATF recommendation numbers and local regulator (FinCEN, FCA, MAS, SAMA, etc.)
• KYC program tiered by customer risk; EDD triggers documented
• Basel III ratios computed with explicit RWA methodology

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Skill 3: Basel III Gap

Command: /cps-ind-finserv:basel-iii-gap

Purpose

Map current capital, liquidity, and leverage ratios against Basel III requirements (CET1, LCR, NSFR).

Inputs required

client:
  name: "Client Name"
  industry: "finserv"
context:
  in_scope: ["explicit scope items"]
  constraints: ["regulatory deadlines", "stakeholder commitments"]
references:
  - "Prior deliverable / regulator filings"
  - "Peer benchmarks"

Methodology

1. Frame. Map the request to the relevant Financial Services Industry regulator / standard.
2. Gather. Pull current-state evidence — filings, prior audits, interviews.
3. Score. Apply the standard rubric (don't invent one).
4. Synthesize. Author deliverable with severity-ranked gaps + remediation plan.
5. Validate. Run /cps:verify-quality and address all flagged items.

Output shape

A CPS-branded Basel III Gap deliverable in 05_Deliverables_Final/. Pyramid-Principle structured, sourced, and reviewed.

Quality checklist

• AML findings reference FATF recommendation numbers and local regulator (FinCEN, FCA, MAS, SAMA, etc.)
• KYC program tiered by customer risk; EDD triggers documented
• Basel III ratios computed with explicit RWA methodology

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Skill 4: Payments Modernization

Command: /cps-ind-finserv:payments-modernization

Purpose

Assess payment rails (ACH, RTP, ISO 20022) and design modernization roadmap.

Inputs required

client:
  name: "Client Name"
  industry: "finserv"
context:
  in_scope: ["explicit scope items"]
  constraints: ["regulatory deadlines", "stakeholder commitments"]
references:
  - "Prior deliverable / regulator filings"
  - "Peer benchmarks"

Methodology

1. Frame. Map the request to the relevant Financial Services Industry regulator / standard.
2. Gather. Pull current-state evidence — filings, prior audits, interviews.
3. Score. Apply the standard rubric (don't invent one).
4. Synthesize. Author deliverable with severity-ranked gaps + remediation plan.
5. Validate. Run /cps:verify-quality and address all flagged items.

Output shape

A CPS-branded Payments Modernization deliverable in 05_Deliverables_Final/. Pyramid-Principle structured, sourced, and reviewed.

Quality checklist

• AML findings reference FATF recommendation numbers and local regulator (FinCEN, FCA, MAS, SAMA, etc.)
• KYC program tiered by customer risk; EDD triggers documented
• Basel III ratios computed with explicit RWA methodology

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Skill 5: Fraud Program

Command: /cps-ind-finserv:fraud-program

Purpose

Assess fraud detection program (rules + ML), false-positive rates, customer impact.

Inputs required

client:
  name: "Client Name"
  industry: "finserv"
context:
  in_scope: ["explicit scope items"]
  constraints: ["regulatory deadlines", "stakeholder commitments"]
references:
  - "Prior deliverable / regulator filings"
  - "Peer benchmarks"

Methodology

1. Frame. Map the request to the relevant Financial Services Industry regulator / standard.
2. Gather. Pull current-state evidence — filings, prior audits, interviews.
3. Score. Apply the standard rubric (don't invent one).
4. Synthesize. Author deliverable with severity-ranked gaps + remediation plan.
5. Validate. Run /cps:verify-quality and address all flagged items.

Output shape

A CPS-branded Fraud Program deliverable in 05_Deliverables_Final/. Pyramid-Principle structured, sourced, and reviewed.

Quality checklist

• AML findings reference FATF recommendation numbers and local regulator (FinCEN, FCA, MAS, SAMA, etc.)
• KYC program tiered by customer risk; EDD triggers documented
• Basel III ratios computed with explicit RWA methodology

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Cross-skill workflows

Discovery → /cps-ind-finserv:aml-readiness → /cps-ind-finserv:kyc-program → Recommendations

Integration with other CPS plugins

Plugin	Integration point
cps-core	Cross-cutting skills + brain commands
cps-iso	Companion certification work
cps-risk	Industry risks roll into enterprise register
cps-ai-regs	Track regulatory horizon for this sector

Templates & artifacts

All deliverables use standard CPS branding via:

• /doc-gen for document generation
• assets/cps-branding.json for styling

Skill	Primary artifact	Format
/cps-ind-finserv:aml-readiness	AML Readiness Report	DOCX/PDF
/cps-ind-finserv:kyc-program	KYC Program Design Report	DOCX/PDF
/cps-ind-finserv:basel-iii-gap	Basel III Gap Report	DOCX/PDF
/cps-ind-finserv:payments-modernization	Payments Modernization Report	DOCX/PDF
/cps-ind-finserv:fraud-program	Fraud Program Report	DOCX/PDF