truist-credit-memo-agent

Truist Commercial Credit Memo Agent — Demo Project

A Cowork plugin that drafts Truist Commercial credit memos for C&I borrowers by orchestrating Salesforce/nCino, Boom, EDGAR, FRED, and Gmail. Built by Noland Smith (Accenture) for an internal Accenture POV meeting on the Truist Bank credit memo opportunity.

See CLAUDE.md for the full project context and strategic frame.

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Project layout

Credit Memo/
├── CLAUDE.md                          Project context, demo flow, architecture, branding
├── README.md                          (this file)
├── data/
│   └── borrower-profile.md            Atlas Industrial Supply sandbox seeding spec
├── output/                            Generated memos land here (gitignored)
├── test/                              Local validation scaffold
│   ├── atlas-mock-data.json           Atlas data for the static render test
│   ├── render.py                      Static render script (template + data → HTML)
│   └── atlas-rendered.html            Output of render.py (re-runnable)
└── truist-credit-memo-agent/          ← Plugin source (referenced by marketplace.json)
    ├── .claude-plugin/plugin.json
    ├── settings.json
    ├── agents/credit-memo.md
    ├── skills/
    │   ├── commercial-credit-memo/    SKILL.md + 5 references + HTML template
    │   └── boom-spreading/            SKILL.md + 2 references
    └── assets/
        ├── brand-tokens.css
        ├── brand-notes.md
        └── truist-wordmark.svg

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Prerequisites

The plugin defines methodology + skills + branding only. Data source connections are configured at the Cowork user level (not in the plugin), so they can vary per deployment / per user. You need:

• Claude Code installed (brew install claude or per https://code.claude.com/docs/en/installation)
• Salesforce Hosted MCP connector at the Cowork user level — pointing at the BankingGPT sandbox (or a production Truist Salesforce org), with an External Client App configured for Authorization Code + PKCE + JWT, scope mcp_api
• Gmail connector at the Cowork user level — OAuth to the demo Gmail inbox where staged borrower emails arrive
• BOOM_API_KEY environment variable in Cowork — bearer token for the Boom REST API
• anthropic-skills plugin installed in Cowork — provides the pdf skill the memo uses for HTML → PDF conversion

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Demo flow

The canonical prompt the agent handles end-to-end:

"I just got an email from [Borrower] with their Q1 2026 financials attached. Find the email in my Gmail, upload the attachment to Boom for spreading, pull the loan record + covenants from BankingGPT sandbox via Salesforce MCP, fetch a NAICS-aggregated peer set from EDGAR for benchmarking, draft a Truist Commercial Credit Memo, render it as an HTML artifact for live review, generate a Truist-branded PDF, and upload to nCino as a draft document on the loan's DocMan record."

The agent executes the 8-step workflow defined in agents/credit-memo.md: Gmail → Salesforce → Boom → EDGAR → ratios + covenant checks → HTML render → PDF → nCino upload.

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Local testing — before going to Cowork

Three things you can validate from Claude Code without leaving this machine:

Test 1 — Plugin structure loads cleanly

cd "/Users/nolandsmitth/Desktop/Credit Memo"
claude --plugin-dir ./truist-credit-memo-agent

In the Claude Code session that opens:

• Run /help — you should see credit-memo listed under the plugin namespace and the two skills (truist-credit-memo-agent:commercial-credit-memo, truist-credit-memo-agent:boom-spreading)
• Run /agents — you should see credit-memo listed
• Run /mcp — you should see your user-level connectors (Salesforce, Gmail). The plugin itself ships no MCP servers; it expects these at the Cowork user level.

If the plugin fails to load, the error message identifies the broken file (usually a YAML frontmatter issue or a path typo). Re-run after fix; /reload-plugins picks up changes without restarting.

Test 2 — Visual memo render

The render test fills the HTML template with Atlas Industrial Supply data and produces a rendered HTML you can open in a browser. This validates: Truist branding, layout, page breaks, color-coded ratios, covenant flag rendering, and table density.

cd "/Users/nolandsmitth/Desktop/Credit Memo"
python3 test/render.py
open test/atlas-rendered.html